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Bank of Kilmichael has an app!


Search your mobile app store for Bank of Kilmichael.
Use your online banking login info to get started.



Use the Bank of Kilmichael app to deposit a check anywhere, anytime.


Image of a Smartphone

Don't have the app yet?

Download for iPhone or Android:


Download on the App Store


Android App on Google Play


How to use Mobile Deposit


It’s easy and convenient, follow these steps to get started:


Step 1


Image of a Smartphone Step 1

Step 2


Image of a Smartphone Step 2


On your smartphone, log in to the Bank of Kilmichael application. Once logged in, select "Deposit" from the bottom screen menu.


From here you can view your deposit history

or make a new deposit.


Begin a new deposit by choosing the account where you want the funds to go, then enter the amount of your check. This ensures the accuracy of your transaction.



Step 3


Image of a Smartphone Step 3

Tap "Front Image" to take a photo of the front of your check. Make sure to include all four corners, and click the camera icon to take the picture. If the image is blurry or does not capture the whole check, tap "Retake." When the check is readable and clear, tap "Use" to continue. Repeat this process to capture the back of the check.


Make sure you have endorsed your check with both your signature and "For Mobile Deposit Only."



Step 4


Image of a Smartphone Step 4





Tap “Next”, and the confirmation screen will ask you to “Confirm” the account and the check amount.


The results screen will let you know that your deposit was a success by letting you know that the check is pending.


When you have confirmed a mobile deposit, you can view its pending status in the check deposit history.




Funds will typically post to your account within two business days, and you will see the amount in your account's transaction history. We recommend that you retain the physical check in a safe place for up to 10 days to ensure that the deposit has been processed and credited to your account accordingly.



  1. Place the check on a well-lit surface that provides contrast to the check (such as a dark surface for a white check)
  2. Move any objects in view away from the check
  3. Hold the camera directly above the check, not at an angle
  4. Be sure all four corners of the check are in view
  5. To avoid the shadow of your phone on the check, try using a light source coming from an angle, rather than directly above the check
  6. Endorse your check with your signature and the line "For Mobile Deposit Only"
  7. A failed results screen will inform you of any problem with the mobile deposit (for example, if the software was not able to clearly read your check) and will either direct you to retake the image or redo the deposit
  8. Please note that there is a daily transaction limit of $1,500.00




For any questions or problems with the mobile deposit feature, please call (662) 262-7844 or Contact Us by email.

Locations & Hours


120 North Depot Ave.

Kilmichael, MS 39747



509 N. Applegate

Winona, MS 38967



24944 Highway 15

Mathiston, MS 39752



1079 Veterans
Memorial Blvd

Eupora, MS 39744



520 Veterans
Memorial Dr

Kosciusko, MS 39090

Enhanced Deposit
ATM Only


9060 MS Hwy 15

Ackerman, MS 39735


Equal Housing Lender    NMLS #798251

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